Mortgages and Remortgages
Whether you are moving home, or want to unlock the capital tied up in it, or just want a better deal, we can offer great mortgage deals tailored to your circumstances. Past or present credit problems accepted such as CCJ's defaults, arrears, IVA or repossession and even previous bankruptcy.

• £10,000 to £1,000,000
• Fixed, discount, variable and tracker products all available
• Self-certification of income available
• Up to 90% LTV with no income proof (employed and self-employed)

How to apply...
Simply contact us by telephone on 0330 555 1230 or click here to Email us. We'll contact you to discuss your needs and help you find a solution.

Secured Loans
Loans available from £5,000 to £500,000 from 6.7% APR. Suitable for:

• Debt consolidation, home improvements, major purchases
• Market leading rates to suit your circumstances
• CCJ's, arrears and defaults accepted
• Interest only, fixed rates and flexible loans available
• Pay back up to 30 years

With a secured loan, you can borrow more than with an unsecured loan. Simple, easy and quick to arrange.

How to apply...
Simply contact us by telephone on 0330 555 1230 or click here to Email us. We'll contact you to discuss your needs and help you find a solution.

An arrangement fee of up to 10% in respect of secured loans and 2% in respect of commercial loans may be payable on completion. Loans subject to status and are secured on property. SECURED LOANS - TYPICAL 10.9% APR VARIABLE. THE OVERALL COST FOR COMPARISON ON A MORTGAGE IS 7.9% APR VARIABLE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED AGAINST IT. CALLS MAY BE RECORDED OR MONITORED FOR TRAINING OR SECURITY PURPOSES.

OVERALL COST FOR COMPARISON IS 7.9% APR, ACTUAL RATE MAY VARY AND DEPENDS ON INDIVIDUAL CIRCUMSTANCES. A FEE MAY BE CHARGED ON COMPLETION (TYPICALLY £1750) AND CAN BE ADDED TO THE AMOUNT BORROWED. PAYING OFF SHORT-TERM SUCH AS LOANS AND CREDIT CARDS WITH A MORTGAGE COULD MEAN THE INITIAL REPAYMENTS MAY BE LOWER BUT THE TOTAL OVERALL COST COULD BE GREATER OVER THE LONG TERM. ASK FOR A PERSONAL ILLUSTRATION.

Legal Notice: Less Than Perfect.co.uk, Less Than Perfect and Enigma FSM are trading styles of Enigma Financial Services Marketing. For regulated business, Enigma Financial Services Marketing is an agent for CS Company Services which is an Introducer Appointed Representative of PMP Network Limited, who are authorised and regulated by the Financial Services Authority in respect of mortgage and general insurance mediation only, registration number 304174.

Terms and Conditions apply to our Guarantee and to all orders. All orders subject to acceptance. E&OE. For more information see Terms and Conditions.