The vehicle you want. Guaranteed.

We can offer non-status hire purchase and contract hire for individual, private customers as well as business customers including limited companies. 

Either, choose any car from any dealer - and negotiate the best deal including part-exchange - we'll provide the finance and pay the dealer. You drive away the car you love and the loan is secured on the car, not your house. You don't need to be a home-owner to qualify as the loan is secured only on the vehicle. Deposit required.

Or, choose one of our stock vehicles.

This is perfect if...

• you have CCJ's, defaults or arrears (unlimited), or no credit history
• people who are bankrupt or in an IVA
• previous vehicle repossession
  

How to apply...
Simply contact us by telephone on 0870 061 0060 or Email us, and we'll contact you to discuss your specific requirements.

You'll need...
Individuals must supply identification (copy of passport and two recent utility bills), drivers licence and most recent three months bank statements to assess affordability. Assessment of affordability at the absolute discretion of funder; funders decision is final. Contact us if you have any questions.

A deposit of 4-6 times monthly payment is required, although in some circumstances it can be more.

Legal Notice: Less Than Perfect.co.uk, Less Than Perfect and Enigma FSM are trading styles of Enigma Financial Services Marketing. Enigma FSM is regulated by the Office of Fair Trading under a Consumer Credit Licence.

Terms and Conditions apply to our Guarantee and to all orders. All orders subject to acceptance. E&OE. For more information see Terms and Conditions.